1 lakh to 1 crore in Stock Market for beginners with Investment Strategies
Today we will see how to decide
the journey from 1 lakh to 1 crore. First of all, you have to earn 1
lakh rupees with your hard work. Whether you have earned 1 lakh rupees
by doing any business or on a salary basis. Or you have earned 1 lakh
rupees in some other way. So you have just deducted 1 lakh rupees. Now the question arises that what
should we do with this 1 lakh rupees? You have three options. Either you will spend
it in something or you will save this money
in your savings account. Or the third option is
that you will invest it. If you want to grow your money
in these three options, then your growth will be done only in the
third option which is investing. Because look, if you spend it, then you will enjoy it
for a while and then that money will go. The second option is
that if you save it, then you get 3% interest rate
in your savings account. So more than 3% interest
rate is your inflation. Which will reduce your
money over the years. If you look at that money after 10
years, then its value will not remain.
So it will not work. So if you want to grow, then you
have to choose the third option to grow. Which is investing. Now comes the question of investing. Where do you invest? Where do you put this 1 lakh rupees so that
our money can grow at a very high speed? So what options do you have? So you have the safest option
where the risk is very low. That is the first option that comes
out which is the fixed deposit. So in the fixed deposit,
you can see that the rate is falling from
the time of Corona.
So the interest rate of
the bank has dropped a lot. Which you are getting
5-6% interest in any FD. Which is very less. Which is increasing at
the same speed of inflation. So at the par of inflation. Like in savings, we saw that it is
growing at a very low rate than inflation. Very low interest is getting. The same is going on with inflation in FD. But what happens here is that
you are not getting that much benefit. So now we move to the next option. And that is as if you put
any government scheme. Government schemes increase in two ways. One is for normal citizens and
the other is for senior citizens. Some different schemes are going on. So for normal citizens, you have
the option to put money in PPF.
So you will keep
getting 7-8% interest in it. That means you will get a
little more interest than FD. And that is also considered
to be a little safe investment. But the problem here is
that it locks for a long time. Locking means that you
can withdraw the money there. It locks for a long time. For senior citizens, there are two
very famous schemes that work. The first scheme is the
senior citizen savings scheme. Which you can open through any bank. The government has your money saved. So it is a safe investment
for senior citizens and people. And this option is
available for people over 60. And you will get a little
more interest than PPF. So you will get about the
same interest between 7-9%. I am telling you about senior citizens. And the second option
that comes after that is. Pradhan Mantri Vaivandana Yojana. You can deposit your money here as well. So there will be some
lock-ins here as well. And along with that, you will
get a good interest between 7-9%.
So now if you are investing money
in these schemes of senior citizens. Then there are some limits in it. That you can put a maximum
of 1% in a scheme of 15 lakhs. And 15 and 15 can be an
investment of up to 30 lakhs. And in this way, if we
see that we can do an investment of 1.5
lakhs in PPF every year. Then we can also get
a benefit in income tax. So in this way, this whole picture remains. In which we can do normal investing. In this, our money will not grow much. It will grow a little
more than the inflation.
It is a double trade from inflation. So there is no further further. So our money is kept as it is. That we have saved 1 lakh
rupees with so much effort. We are not even able to spend. We have to increase something. And to increase, we do
not get any option to invest. So then comes the next option. Which is of mutual fund. In the mutual fund, your money
is invested in the share market. But here too, there is a limitation. That your mutual fund will give you
as much return as a share can give.
If you invest in shares,
then it will give more return. Still, if we look at the
mutual fund on an average. Between 10 to 18%
you will get annual return. Which is your mutual fund. So in the mutual fund, why
can't we get more return than this? Because what happens here. That we handover 1 lakh rupees to a person. And that is invested in our stock market. But what happens is that he comes
with crores, billions of rupees together.
And they put billions of
rupees in the stock market. So the problem in this is that as
soon as he goes to buy a stock. Then it will become expensive. So as soon as he reaches there. Because they buy in such a large quantity. That it becomes expensive immediately. So they do not get that much benefit. Because of the volatility of the shares.
So after this we have seen what
is the problem in the mutual fund. We also understood that why we
are not getting more return than that. Now the last option that we
have is of the stock market. Means we will invest money in the business. Directly on the business
which is already growing. The business which is going very well. You can directly invest your money on them. And you can grow with them. Means either you can
start your own business. But if you are already
busy in your other work. Then you do not know how to grow it. That's why you chose the way of investing. So in the way of investing. The best option that comes
out is the stock market. Stock market means investing on a business. To invest money on a business. So now when the stock market comes out.
Then there are many
shares in the stock market. There are many companies. To invest money in which? So this is a big question
that comes out here. That in which the money is invested. So we have to understand this. That how many companies
are there in the total market. Let's see this first. So there are two markets in total here. One is National Stock Exchange NSE. And one is Bombay Stock Exchange BS. In both the stock exchanges. Some shares and some companies are listed. From where we can
invest on those companies. So like there is NSE. So there are around 1500 companies in NSE. You will get 1500 companies in NSE. And there you will get
around 3000 companies. I am talking about the approximate figure. You will get around 3000 companies in BSE. So if we look at it like this. Then you will get a
total of 4500 companies. Now you have options. There are 4500 options. In which to invest. In which we will get more returns. Because we saw that.
The first option of this was mutual fund. In mutual fund also if you are thinking. That it is very easy to invest money. Searching for 4500 in the stock. Then it is better to invest in mutual fund. They will invest. But when you will go to buy mutual funds. Then again you will get 2200-2400 there. 2500 mutual funds will come. From those you will have to choose. Which of the 2500 you
have invested in mutual funds.
In which they will give good returns. So instead of doing that hard work there. You do it on stocks. So you have 4500 options in stocks. In 4500 options you have to choose. In which you will invest money. So for this. Now to choose. Here you have to take
the help of some strategies. So here some philosophies run. One is fundamental analysis. Fundamental analysis. Means you have to study. The balance sheet of that company. Profit and loss. Annual report.
You have to study all these things. Cash flow statement. How they are earning. How much profit they will generate. What will be their cash flows in future. You have to study all these things. You have to study all their ratio analysis. And after that you reach a conclusion. That this company is good. Now 4500 companies. If we keep doing this analysis of each.
Then we will not be able to live. So this method is also very good. The plan is looking very good. From 4500 we have to
do analysis of everyone. We have to study everyone's balance sheet. And if we are studying this much. Then it will take a lot of time. We will not be able to
do this much hard work. We thought that we should
do something good in this list. So then there is one more option. Technical analysis.
What happens in technical analysis. How the volume is decreasing. How the volume is decreasing. We decide from that. Like if you see. The area where you live. Now if you ask to do
some valuation of its land. Then how will you do? How much will you
measure its place in the land. And after that its per square feet rate. So when you go to find
the per square feet rate. Then you will not see its
own fundamental value. That how much you bought. Then how much income
you generated from that land.
Then how much rent
is going to come from it. You will not see like this. What will you do? You will talk to some local broker. You will ask them. How much property was sold next to it. How much was sold next to it. What is the rate of the area here. Then you study the market. You study the market here. You usually do this. You buy and sell the land. You follow this study. So the same strategy.
Now you will create a stock market here. By buying the shares. So to buy the shares. Here we will take the
coverage of the market. We will take it on the basis of volume. We will take it on the basis of price. How much price was it
selling a few days ago. How many people were buying it. So now its volume has increased. Now more people are interested. So the game of demand and supply will come. The concept of economics
is demand and supply. Its game will come here. And here we will mix the philosophies. The investing philosophies. Along with that, Technical
analysis will be applied here. Now this technical analysis. There are many indicators in it. So indicators mean those who help us. To find out the way. So this is one way of investing. First we saw the fundamental analysis. In fundamental analysis, we are
studying its balance shape profit and loss. Second we saw technical analysis. In technical analysis, we are looking at the prices.
We are looking at the volumes. We are designing on the basis of that. For that, we have an example. We have taken a land. In which, how the value of land
is decided in the market. So in the same way, we were
going to see in the share market. So these are the two ways. Now the third is value investing. According to you, you think
that its valuation should be more.
You are thinking a lot about
its valuation in your mind. Whereas the market is making it
available to you in very less money. So value investing says
that as soon as an expensive thing is available at a
low price, then take it. And when that thing becomes
expensive, then you sell it. It is simple. But who will know what thing is
expensive and how cheap it is. So here too, the same doubt has
come that this is also a troubling thing. So see, we have
seen these three ways. In all three, there is some
positivity and some negativity. So what will we do? We will make such a strategy in which some
fundamental analysis is also a part of it. Technical analysis is also a part of it. And value investing is also a part of it. So by combining these
three, we will make a strategy. And according to this
strategy, we will make a bucket of those four and
a half thousand stocks which we saw that there were
four and a half thousand stocks. We will shortlist those four
and a half thousand stocks. We will do screening.
We will do screening in different ways. We will do filters. We will do it by filtering. We will reduce it by doing filters. By using all the analysis. And finally, we
will make a bucket. The bucket that will be there can be
of one stock or can be of ten stocks. We will make a bucket of one to ten
stocks in which we are finally investing. For that, we have an entire excel sheet. This is our We will take full help of this
how we will do analysis in excel. We will learn everything from A to Z. And after that, we will finalize
that we have to finalize this stock. We have to buy this. We will finalize one to ten stocks here. Now, you have bought it. But here again, a problem
will start that when to sell it? When will we know
that this is its top price? So to sell it, here you have
to use risk management. So we will also understand
that complete risk management. That how we will use the
method of risk management. when to buy when to sell when to maintain
profit so that there is no more loss.
Loss is called drawdown here. So that there is no more drawdown. Means, there will
be no more loss. We will keep our loss
safe and keep making profit. So this is like a game. So you have to take it like a game
that how you can match it in the game. For example, if you want to
play in a game like Olympics, then how much effort to
become an Olympic player? So here, if you
do the same effort, then the one lakh will not take
much time to make it one crore. If you think about it, how can its compounding be? How much time from
one lakh to one crore? So if I show you an easy way, if you keep doubling
your money every year, then your money will become
one lakh to one crore in seven years.
How? One lakh will be made from one lakh
to two lakhs from two lakhs to four lakhs from four lakhs to eight lakhs
from eight lakhs to sixteen lakhs from sixteen lakhs to
thirty lakhs and in this way, it will reach one crore to
one lakh simultaneously. And if you want to do it faster, then the one hundred percent you are earning
the annual return of one hundred percent for the whole year,
earn it in six months. If you start doubling it in six
months by one hundred percent, then your seven years will come in three
and a half years and it will be reduced. If your money is doubled in every six
months, then you can reach one crore. So now you have to
decide that this figure that you have to earn one
hundred percent per year. or you have to earn
one hundred percent in six months or you have to earn
one hundred percent in six months, it is up to you. And how can you do this? By doing mastery in this.
In this, by studying A to Z a lot of here
we will also take the help of technologies. We will take the help of the old
experienced teachers, their gurus. We will take the help
of some technologies or software trainers who
have come in today's date. Already, some companies are providing you
such a selection criteria of software in which they themselves keep
analyzing all the employees sitting there. and we will also
of their analysis. So in this way we
will use all the things. and with that we will finalize in
which time period we have to work. Do we have to
double in six months? Do we have to double in a year? Do we have to
double in five years? Do we have to
double in ten years? It will depend on our hard work.
The more hard work you do, the
sooner you can shorten the time period. So how fast to shorten? Hard work and patience
are both very important and while doing that we will
continue this whole journey. and with me you can learn
this whole journey while enjoying this journey by covering
every hundred percent of things. and enjoy investing. Thank you so much..
FREE traffic, Autoresponder, Page Builder, Popup Creator, Link Tracker, and to Make Money Now!
